"War is an ugly thing, but not the ugliest of things. The decayed and degraded state of moral and patriotic feeling which thinks that nothing is worth war is much worse."John Stuart Mill
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Kids And Chores - Make It Easy On Yourself!
My neighbours' kid impressed me the other day.I was busy painting the backyard fence, when their ten-yearold son came out with the vacuum cleaner. He opened thefront panel, removed the bag, and put it in the bin. Then hetook a replacement bag, fitted it, ...
Preparing Your Home for Sale: Make Repairs
Before a buyer considers your home seriously, it must meet his needs in a variety of ways. It must be a suitable commuting distance, neighborhood, design style, floorplan, size, number of bedrooms, etc. If all or most of these needs are met, the buyer ...
Teaching Your Teen Good Money Management
Okay, you want your teenager to be more responsible with money. Do you remember when you were a teenager? Did you act responsibly with your money? What were some of the things your parents did to teach you about handling your money better? In this ...
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As a widowed/single parent, I wanted to find a way to financially educate my children and to teach them to be savers first, not over-spenders. Like most children, mine would immediately start whining about wanting everything they saw in the stores and begging me to buy those things. So I decided to start giving my children an allowance to minimize the "I want monster" when we go to stores. But, not just any old allowance!
I explained to them that each week I would give them their allowance, but not in the form of cash... but a check. We would go to the bank each week, fill out a savings deposit ticket (which they do, I supervise) and deposit most of the check. They need to give $1 per week in the offering at church; they would also need to deposit, at minimum, half of the check. The remaining portion, they could cash and spend as they like.
Now when we go errand running and they come up to me and ask if I will buy them a toy or what I call an unnecessary item, I remind them that they have their allowance money and ask them if they are willing to spend their money on that particular item. The answer is almost always "No."
Two important points: First, the reason I give them a check for their allowance instead of cash is because cash can be spent quickly and easily. A check is not really any good until you get it to the bank and cash or deposit it. This one little trip to the bank has forced them to s-l-o-w d-o-w-n their spending thoughts and habits. Especially when they look at their savings log after the bank teller has brought down their balance after adding in their deposit. Their faces just light up when they see how much money they have saved! By the end of the first year, they both had accumulated over $200.
Second point, when I asked them why most of the time they decide against buying the item, their answer is usually, "I don't want it that bad." I was thrilled to see that they were learning what they wanted and didn't want and they weren't willing to spend money on those items! They are learning to tell the difference between their wants and needs.
With a society consumed with credit card debt, I know that this lesson with handling money will payoff for them well into their adult lives.
Copyright(c)2000 All rights reserved. You may reprint this article, I just ask that you keep all text, copyright information and url intact.
Julie D. Raque http://www.matrixcoachingservices.com
"Look at your life up till now, have you achieved all the goals you wanted to? If not, then you need Coach Raque!" Visit her website at http://www.matrixcoachingservices.com to receive a free coaching session. To learn more about Coach Raque also visit http://www.bestwishesoflouisville.com
About the Author
Got Goals? Need Support? Julie is Your Goal-Achieving Coach! She helps women ACHIEVE their goals by guiding them through a 5-Step Program. Her clients can also expect to receive warm and empathetic support, to be inspired and challenged and to leave the session with an strategic-action plan. Together, they will have perseverance, persistence and tenacity in overcoming possible setbacks and challenges. Email matrixcoachraque@aol.com
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 YANGAROO Receives Allowance of U.S. Patent (Centre Daily Times)
YANGAROO Inc., ( TSX-V: YOO , OTCBB: YOOIF ) the industry's leading secure digital media distribution company, is pleased to announce that it has received allowance of its United States Patent Application #10/431,854 titled “ Content Distribution System and Method ” from the United States Patent and Trademark Office (USPTO). The formal Letters Patent grant is expected to follow shortly.
YANGAROO Receives Allowance of U.S. Patent (CNW Group via Yahoo! Finance)
YANGAROO Inc., the industry's leading secure digital media distribution company, is pleased to announce that it has received allowance of its United States Patent Application No. 10/431,854 titled "Content Distribution System and Method" from the United States Patent and Trademark Office .
YANGAROO Receives Allowance of U.S. Patent (Business Wire via Yahoo! Finance)
TORONTO----YANGAROO Inc., the industry's leading secure digital media distribution company, is pleased to announce that it has received allowance of its United States Patent Application #10/431,854 titled “Content Distribution System and Method” from the United States Patent and Trademark Office .
Monthly allowance for mentally retarded children in Haryana (New Kerala)
Rohtak, Jan 5 : The Haryana government has approved a number of new schemes for mentally- retarded children, which include setting up life-long facilities for them, giving a monthly allowance of Rupees 300 to those who are not going to school and providing services of caregivers to the mentally retarded people and multiple disabilities, in collaboration with national trust.
Leestown Legacy, Mizzencan'tbewrong are allowance winners Sunday at Fair Grounds (New Orleans Times-Picayune)
After settling close behind the early pace-setters, long shot Leestown Legacy made a strong stretch run and stormed between Willtosucceed and Pantara Phantom in the final yards to win a $48,000 allowance race for older Louisiana-breds Sunday at the Fair Grounds by a neck.
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